Apple Pay: a convenient payment method that is popular all over the world

Apple Pay has been widely used worldwide, and you can use Apple devices to pay in a variety of places, from local stores to shopping malls, gas stations, and even online websites.

Setting up and using Apple Pay takes only a few minutes, it is a fast, secure and privacy-conscious payment method. This article will guide you on how to set up and use Apple Pay on a variety of Apple devices.

What is Apple Pay? How does it work?

Apple Pay is a payment system launched by Apple in 2014. It allows you to use debit or credit cards stored in the Apple Wallet app for contactless offline and online payments.

Advantages of using Apple Pay:

• Faster and convenient offline payment than using cards or cash
• More private and secure than using cards
• Quick online checkout without re-entering online information
• The same payment method can be synced on all Apple devices

The Apple Pay system is built into the Wallet app and can be used by default on iPhone, iPad, Apple Watch, and Mac without additional downloads.

Setting it in just a few minutes, your data (such as name, phone number, email, and address) can be reused at online checkout without re-entering.

Additionally, when you shop with Apple Pay, Apple does not provide your credit card number to the merchant, but instead provides a temporary number to prevent your credit card number from being stolen.

Shopping with Apple Pay requires two-factor authentication, which can be verified by Touch ID, Face ID, or password.

Set up Apple Pay on iPhone and iPad

Setting up Apple Pay on iPhone and iPad takes only a few minutes. You just need to add a credit or debit card to the Apple Wallet app.

Here is how to use Apple Wallet to make payments over iPhone:

1. Open Apple Wallet
2. Click on the plus icon
3. Select a debit or credit card
4. Click to continue
5. Scan your card
6. Complete bank confirmation process

That's it. If you have multiple available cards, you can set the card you use by default in the settings:

1. Go to Settings? Wallet & Apple Pay
2. Select the default card and select the card you want to use

You can add your default shipping address, email, and phone number in your settings in a similar way. Additionally, you can switch to "Allow payments on Mac" to confirm purchases made on your Mac using your iPhone.

Set up Apple Pay on Apple Watch

You can set up Apple Pay on your Apple Watch so you don't need to take out your phone when you make payments in the store.

How to set up Apple Pay on Apple Watch:

1. Go to the Apple Watch app on your iPhone
2. Go to my watch? Wallet & Apple Pay
3. If you have added the card to your iPhone Wallet before, click "Add" in the list. Otherwise, click "Add Card" and follow the instructions.

You can also select your preferred default card in the Apple Watch app on your iPhone.

Set up Apple Pay on Mac

If your Mac comes with a Touch ID or Touch ID keyboard, you can use it to trade Apple Pay. Otherwise, use your phone to complete the purchase on your Mac, as shown above.

How to set up Apple Pay on your Mac:

1. Open System Settings
2. Click Wallet & Apple Pay in the sidebar
3. Click "Add Card..."
4. Scan your card or add details manually
5. Complete bank verification process

In the same menu, you can set the default card, address, phone number, and email for online purchases.

Using Apple Pay on iPhone

Once Apple Pay is set up on your iPhone, you can use it to pay in any retail location equipped with a contactless payment terminal, and almost all terminals today support contactless payment.

To pay via iPhone using Face ID, double-click the side button, view your phone to verify the transaction, and then bring it close to the terminal to make the payment.

To pay via iPhone using Touch ID, place your finger on the Touch ID and bring your phone close to the terminal.

For online payments, you just need to confirm the transaction using Face ID or Touch ID authentication.

Using Apple Pay on Apple Watch

Even if you don't have an iPhone with you, you can use your Apple Watch to pay at retail locations.

Here's how to use Apple Pay on your Apple Watch:

1. Double-click the side button
2. Select the card you want to use
3. Put your Apple Watch near the terminal until you hear a touch and beep

Using Apple Pay on Mac

Apple Pay on Mac is compatible with a growing number of e-commerce stores around the world.

Here is how to use Apple Pay for payment:

1. Click on the Apple Pay icon at checkout
2. Edit or confirm the correct information
3. Use Touch ID to complete the purchase

After learning how to use Apple Pay online, an increase in spending is inevitable. To track your bills and expenses, check out Chronicle.

Chronicle is the most direct app to track your spending. Never forget your bills by scheduling them and keeping them all in one place. Plan your budget and analyze your spending in just a few clicks.

Now you have learned how Apple Pay works and how to use Apple Pay on your iPad, iPhone, Mac, and Apple Watch. Apple Pay is by far the easiest payment solution on Apple devices.

You can improve your Apple Pay experience by adding some apps that help you plan your budget and track your income expenditures, such as MoneyWiz and Chronicle.

You can try MoneyWiz and Chronicle for free during Setapp trial for seven days. Setapp is a featured platform with over 240 Mac and iOS apps that can solve any problems you may have, from project management to writing code to editing photos. Check them out for free today and find your new favorites!

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