What is real-name authentication for Alipay?
Jul 12, 2025 am 01:56 AM
Real-name authentication on Alipay is mandatory for full account functionality and security. 1. It ensures legal compliance, prevents fraud, and unlocks features like money transfers and payment reception. 2. Users need to provide accurate personal details including full name, ID number, and sometimes a photo or video of their ID. 3. The process involves navigating the Alipay app to the Real-name Authentication section and submitting required documents. 4. Re-verification may be necessary in cases such as name changes or unusual account activity. Without it, transactions can be declined and account recovery becomes harder.
Real-name authentication for Alipay is a verification process where users confirm their identity by providing personal information that matches official identification documents. This step is essential to unlock more features, increase account security, and comply with financial regulations.
Why Real-Name Authentication Matters
Alipay requires real-name authentication mainly for legal compliance and fraud prevention. Without it, your account will have limited functions — like not being able to send money to others or receive payments. It also makes it harder to recover your account if something goes wrong.
Most people don’t realize that even small transactions can be affected by not having this done. For example, if you try to book a hotel online using Alipay but aren't verified, the system might decline the payment as a precaution.
What Information Is Needed
To complete real-name authentication, you typically need:
- Your full name
- ID number (such as a national ID or passport)
- Sometimes a photo of your ID or a short video confirming your identity
It's important that all the details match exactly what’s on file with the issuing authority. Even a small typo can cause delays or rejection. If you're not a Chinese citizen, Alipay usually accepts passports, but make sure the name is spelled correctly and matches your account.
How to Complete the Process
Doing real-name authentication on Alipay is straightforward. Here’s how to do it:
- Open the Alipay app
- Go to “My” > “Settings” > “Account & Security”
- Select “Real-name Authentication”
- Follow the prompts to enter your details and upload any required documents
You’ll usually get a result within minutes. If it takes longer, double-check that all your input is correct. In some cases, you may need to wait for manual review, especially if there’s an issue with document clarity or mismatched data.
If you’re helping someone else set this up, remind them not to rush through the form — accuracy matters more than speed.
When You Might Need to Re-Verify
Once done, real-name authentication rarely needs updating. However, there are exceptions. If you change your legal name (like after marriage), or if Alipay flags your account for unusual activity, you may be asked to re-verify.
Also, if you switch from a personal account to a business account, you’ll likely need to go through another round of verification with business-related documents.
That’s basically how real-name authentication works on Alipay — simple in theory, but important in practice. Just make sure your documents are valid and your info is accurate.
The above is the detailed content of What is real-name authentication for Alipay?. For more information, please follow other related articles on the PHP Chinese website!
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