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Table of Contents
1. How to send red envelopes or transfer money to friends?
2. How to bind a bank card to receive and pay?
3. Security issues to pay attention to when transferring money
Home Software Tutorial Mobile Application How to transfer money using WeChat?

How to transfer money using WeChat?

Jul 10, 2025 pm 12:47 PM
transfer WeChat Pay

WeChat transfer operation is simple but you need to pay attention to safety. 1. Click the " " sign in the chat window to select "Transfer" or "Red Envelope". The former is suitable for large payments, and the latter is suitable for relaxed scenarios. It does not arrive immediately by default. You can check "Access immediately". 2. The path to bind the bank card is [Me] → [Service] → [Wallet] → [Bank Card]. After adding information, you can recharge or withdraw cash after completing verification. 3. When transferring money, confirm the identity of the payee, set gesture password or fingerprint payment, enable payment security options, and contact customer service in time to deal with abnormal situations.

How to transfer money using WeChat?

Transferring money on WeChat is actually quite simple, but if it is your first time using it, you may be a little confused. Its core is to directly complete payment or collect money through the chat window, without the need for a bank card number or complicated operation. As long as you bind a bank card, you can transfer it at any time.

How to transfer money using WeChat?

1. How to send red envelopes or transfer money to friends?

This should be the most commonly used function. You open the WeChat chat window and there is a " " sign next to the input box. Click in and you will see the two options "transfer" and "red envelope".

How to transfer money using WeChat?
  • Transfer : It is suitable for situations where the amount is large. For example, if a friend helps you pay for the meal, you can directly transfer integers such as 50 or 100.
  • Red envelope : suitable for relaxing scenes, such as holiday blessings or grabbing a lottery in the group.

Note that WeChat will not arrive immediately by default, but will need to collect it. If you want the transfer to arrive immediately, you can check "Access immediately" in "Delayed Account Reminder".

2. How to bind a bank card to receive and pay?

If you haven't bound a card, the system will prompt you to bind it when you transfer the money for the first time. The whole process is not complicated:

How to transfer money using WeChat?
  1. Click [Me] → [Service] → [Wallet]
  2. Find [Bank Card] and click Add
  3. Enter card number, name, ID number, mobile phone number and other information
  4. After verification is completed, it is tied

After binding the card, you can recharge the money from the bank card into WeChat change, or withdraw the money transferred by others to the bank card.

3. Security issues to pay attention to when transferring money

Although WeChat transfers are convenient, they cannot be taken lightly. The following details are easily overlooked:

  • Before transferring, confirm whether the payee is the person you want to transfer, especially when it is easy to get confused in group chats.
  • Set up gesture passwords or fingerprint payments to avoid losing your phone and being misused.
  • If you encounter fraud or misoperation, contact WeChat customer service in time and sometimes you can recover it.

Another tip is that you can set some protection items in [Me] → [Service] → [Wallet] → [Payment Security], such as "Transfer requires verification", "Close password-free payment", etc.

Basically that's it. It is not difficult to transfer money using WeChat, but if some functions are not set up properly, it may affect the experience or safety. Take a few minutes to learn about it, and it will be more at ease to use it later.

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