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Table of Contents
What is a stablecoin?
Introduction and comparison of mainstream stablecoins
How to judge the "hazard-haven" attributes of stablecoins?
Home web3.0 Virtual Currency Stable Coins Ranking Which is the 'safe haven' in the currency circle

Virtual Currency Stable Coins Ranking Which is the 'safe haven' in the currency circle

Jul 08, 2025 pm 07:30 PM
ai binance cryptocurrency Ethereum u Virtual currency Stablecoin Binance usdt currency circle exchange Huobi trading platform okx Ouyi

This article will introduce several mainstream stablecoins and explain in depth how to evaluate the security of a stablecoin from multiple dimensions such as transparency and compliance, so as to help you understand which stablecoins are generally considered relatively reliable choices in the market, and learn how to judge their "hazard-haven" attributes on your own.

Virtual Currency Stable Coins Ranking Which is the

Recommended official website registration address of mainstream cryptocurrency exchange in 2025:

Ouyi OKX:

Binance Binance :

Gateio Sesame Opening :

Huobi htx: [

What is a stablecoin?

Stablecoin is a special virtual currency whose value is intended to be anchored to a stable asset, most commonly maintaining a 1:1 conversion ratio with fiat currencies such as the US dollar. Its main function is to provide a relatively stable medium of store of value in the highly volatile cryptocurrency market, while acting as a trading bridge between fiat currencies and cryptocurrencies. When the market falls sharply, investors tend to exchange other crypto assets for stablecoins to avoid risks, so stablecoins are also called the "safe haven" of the currency circle.

Virtual Currency Stable Coins Ranking Which is the

Introduction and comparison of mainstream stablecoins

There are many stablecoins on the market. According to the comprehensive evaluation on the Internet and their market position, the following are introductions to several mainstream stablecoins:

1. USDT (Tether): As the oldest and most valuable stablecoin on the market, USDT has the widest application scenarios and the highest liquidity. Almost all trading platforms support USDT trading pairs. However, the transparency of its reserves has caused discussion in some communities in the past.

2. USDC (USD Coin): USDC is known for its high transparency and strict compliance. It is issued by regulated U.S. financial institutions, its reserves are made up of cash and short-term U.S. Treasuries, and are publicly audited monthly by top accounting firms. Therefore, in the eyes of many users, USDC is more robust.

3. DAI: This is a decentralized stablecoin generated by the MakerDAO protocol by over-staking other crypto assets (such as Ethereum). Its advantage lies in its transparent on-chain mechanism and decentralized governance, which is not controlled by a single centralized organization. However, its mechanism is relatively complex and stability depends on the value of collateral assets.

Virtual Currency Stable Coins Ranking Which is the

How to judge the "hazard-haven" attributes of stablecoins?

To evaluate whether a stablecoin can become a reliable "safe haven", we can consider it from the following key dimensions:

1. Reserve transparency: A reliable stablecoin issuer will regularly publish its reserve certificate and audit report. It is recommended to focus on stablecoins that provide clear, verifiable and reported reserves audited by independent third parties .

2. Compliance and Supervision: Whether the issuing entity operates under a mature financial regulatory framework is an important consideration. Stablecoins that actively seek compliance and are regulated generally face lower policy and operational risks.

3. Technology and mortgage mechanism: It is crucial to understand its anchoring mechanism. Whether it depends on real fiat currency reserves, or maintaining stability through algorithms or staking other crypto assets, directly determines its risk resistance in extreme market environments.

4. Market value and liquidity: High market value and good liquidity spread across major trading platforms ensure that users can quickly and at low cost when needed, which is the basis of their "help-averse" function.

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