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Table of Contents
USDC (USD Coin)
BUSD (Binance USD)
DAI
How to make a choice?
Home web3.0 A complete list of mainstream stablecoins in the currency circle. In addition to USDT, these stablecoins are more suitable for long-term holding.

A complete list of mainstream stablecoins in the currency circle. In addition to USDT, these stablecoins are more suitable for long-term holding.

Jul 08, 2025 pm 07:21 PM
Blockchain ai binance cryptocurrency Stablecoin Binance usdt currency circle exchange Huobi okx Ouyi Ouyi okx Cryptocurrency delivery

In the cryptocurrency market, stablecoins are an important bridge connecting fiat currencies with digital assets. Although USDT (Tether) accounts for the largest market share, the transparency of its reserves has always attracted much attention. Therefore, it is particularly important for users seeking asset preservation and long-term holdings to understand and configure other more transparent and compliant stablecoins. This article will introduce you in detail three mainstream stablecoins besides USDT: USDC, BUSD and DAI, and analyze their respective characteristics and advantages to help you understand which is more suitable for your long-term holding strategy.

A complete list of mainstream stablecoins in the currency circle. In addition to USDT, these stablecoins are more suitable for long-term holding - php Chinese

Recommended official website registration address of mainstream cryptocurrency exchange in 2025:

Ouyi OKX:

Binance Binance :

Gateio Sesame Opening :

Huobi htx: [

USDC (USD Coin)

USDC is a stablecoin issued by the CENTRE alliance jointly established by Circle and Coinbase Exchange, anchored 1:1 with the US dollar. Its biggest advantage lies in its extremely high transparency and compliance . USDC's reserves are composed of cash and short-term U.S. Treasury bonds, and are regularly publicly audited by well-known institutions such as Deloitte, one of the world's four largest accounting firms. This strict regulatory and audit mechanism provides users with strong confidence, making it the preferred option for investors seeking safety and compliance.

BUSD (Binance USD)

BUSD is a US dollar stablecoin issued by Binance in partnership with Paxos Trust. Its core highlight is its approval and regulation by the New York State Department of Financial Services (NYDFS) . This means that the issuance and operation of BUSD must comply with strict financial regulations. Paxos will release a monthly reserve certificate report issued by a third-party accounting firm to ensure that each BUSD has an equivalent USD cash or cash equivalent as support. BUSD is a reliable option for users who trust strong regulation and endorsement of large exchanges.

DAI

DAI is a unique decentralized stablecoin issued by the MakerDAO protocol through smart contracts. Unlike USDC and BUSD, DAI does not hold USD reserves by centralized institutions, but maintains its anchorage to the USD by over-collateralizing multiple crypto assets (such as ETH, etc.). Its biggest feature is its decentralization and censorship resistance . All collateral assets and minting processes are open and transparent on the blockchain and can be verified at any time by anyone. DAI avoids the possible single point of failure risk caused by centralized institutions and is more in line with the decentralized spirit of the crypto world.

A complete list of mainstream stablecoins in the currency circle. In addition to USDT, these stablecoins are more suitable for long-term holding - php Chinese

How to make a choice?

Based on the discussions and user feedback on the Internet, USDC and BUSD have been widely praised for their compliance and transparency. They are considered the strongest competitors of USDT and are very suitable for users with low risk appetite and value financial security. Between the two, USDC has a wider application scenario, while BUSD has more advantages in the Binance ecosystem. DAI attracts more users who pursue decentralization and trust code rather than institutions. It is recommended that when allocating stablecoin assets, funds can be distributed among these stablecoins according to individuals' different preferences for regulation, transparency and decentralization to diversify the potential risks of a single asset.

The above is the detailed content of A complete list of mainstream stablecoins in the currency circle. In addition to USDT, these stablecoins are more suitable for long-term holding.. For more information, please follow other related articles on the PHP Chinese website!

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How to get stablecoin USDT for free_Xiaobai stablecoin USDT obtain guide How to get stablecoin USDT for free_Xiaobai stablecoin USDT obtain guide Jul 15, 2025 pm 11:51 PM

Yes, you can get USDT for free in the following 5 ways: 1. Participate in airdrop tasks on mainstream exchanges, such as registering and giving away, completing novice tasks, and inviting friends to get rewards; 2. Join the blockchain project community and obtain airdrops through Web3 social platform or Twitter/Discord interaction; 3. Participate in the "test network" activity, register the test chain address and simulate the use of DApp to get incentives; 4. Complete tasks on the cryptocurrency navigation platform to receive novice gift packages, participate in sign-in, lottery and other activities; 5. Interact with the content creation and community, and publish original content to obtain USDT rewards from the project party. At the same time, you need to pay attention to security risks, do not fill in private keys, do not believe in scams, and choose mainstream platforms to participate.

Is the stablecoin USDT a scam? Is the company behind the stablecoin USDT reliable? Is the stablecoin USDT a scam? Is the company behind the stablecoin USDT reliable? Jul 15, 2025 pm 11:57 PM

USDT is not a scam, but there are risks. 1. Tether provides liquidity in the crypto market by issuing USDT, a stablecoin anchored by the US dollar; 2. The company's background is related to Bitfinex, and has been fined for audit issues but has increased transparency; 3. The reserve assets are mainly US Treasury bonds rather than pure cash, and there are certain financial risks; 4. Face risks such as insufficient audit frequency, centralized control and compliance restrictions; 5. The USDT market is highly accepted, but trust needs to be based on continuous disclosure and compliance operations. Overall, USDT is trustworthy but does not equal zero risk, and users should be cautious.

LayerZero, StarkNet, ZK Ecological Preheat: How long can the airdrop bonus last? LayerZero, StarkNet, ZK Ecological Preheat: How long can the airdrop bonus last? Jul 16, 2025 am 10:06 AM

The duration of the airdrop dividend is uncertain, but the LayerZero, StarkNet and ZK ecosystems still have long-term value. 1. LayerZero achieves cross-chain interoperability through lightweight protocols; 2. StarkNet provides efficient and low-cost Ethereum L2 expansion solutions based on ZK-STARKs technology; 3. ZK ecosystem (such as zkSync, Scroll, etc.) expands the application of zero-knowledge proof in scaling and privacy protection; 4. Participation methods include the use of bridging tools, interactive DApps, participating test networks, pledged assets, etc., aiming to experience the next generation of blockchain infrastructure in advance and strive for potential airdrop opportunities.

How to transfer USDT to the exchange of stablecoin_Detailed explanation of USDT exchange trading operations How to transfer USDT to the exchange of stablecoin_Detailed explanation of USDT exchange trading operations Jul 15, 2025 pm 11:36 PM

To transfer USDT to the exchange for transactions, you must first confirm that the chain type matches, the address is correct, and complete real-name authentication. 1. Register and authenticate the mainstream exchange account with real name; 2. Confirm that the wallet is consistent with the USDT chain type of the exchange (such as TRC20); 3. Obtain the recharge address of the corresponding chain on the exchange and copy it accurately; 4. Initiate transfers from the wallet and pay the corresponding handling fee; 5. After arrival, you can trade in the spot or contract market; 6. Pay attention to checking the address, avoid transferring to the contract address, and give priority to low-processing networks. The entire process is usually completed in minutes, ensuring operational safety is key.

Which is better, DAI or USDC?_Is DAI suitable for long-term holding? Which is better, DAI or USDC?_Is DAI suitable for long-term holding? Jul 15, 2025 pm 11:18 PM

Is DAI suitable for long-term holding? The answer depends on individual needs and risk preferences. 1. DAI is a decentralized stablecoin, generated by excessive collateral for crypto assets, suitable for users who pursue censorship resistance and transparency; 2. Its stability is slightly inferior to USDC, and may experience slight deansal due to collateral fluctuations; 3. Applicable to lending, pledge and governance scenarios in the DeFi ecosystem; 4. Pay attention to the upgrade and governance risks of MakerDAO system. If you pursue high stability and compliance guarantees, it is recommended to choose USDC; if you attach importance to the concept of decentralization and actively participate in DeFi applications, DAI has long-term value. The combination of the two can also improve the security and flexibility of asset allocation.

Who is suitable for stablecoin DAI_ Analysis of decentralized stablecoin usage scenarios Who is suitable for stablecoin DAI_ Analysis of decentralized stablecoin usage scenarios Jul 15, 2025 pm 11:27 PM

DAI is suitable for users who attach importance to the concept of decentralization, actively participate in the DeFi ecosystem, need cross-chain asset liquidity, and pursue asset transparency and autonomy. 1. Supporters of the decentralization concept trust smart contracts and community governance; 2. DeFi users can be used for lending, pledge, and liquidity mining; 3. Cross-chain users can achieve flexible transfer of multi-chain assets; 4. Governance participants can influence system decisions through voting. Its main scenarios include decentralized lending, asset hedging, liquidity mining, cross-border payments and community governance. At the same time, it is necessary to pay attention to system risks, mortgage fluctuations risks and technical threshold issues.

Is USDT worth investing in stablecoin_Is USDT a good investment project? Is USDT worth investing in stablecoin_Is USDT a good investment project? Jul 15, 2025 pm 11:45 PM

USDT is not suitable as a traditional value-added asset investment, but can be used as an instrumental asset to participate in financial management. 1. The USDT price is anchored to the US dollar and does not have room for appreciation. It is mainly suitable for trading, payment and risk aversion; 2. Suitable for risk aversion investors, arbitrage traders and investors waiting for entry opportunities; 3. Stable returns can be obtained through DeFi pledge, CeFi currency deposit, liquidity provision, etc.; 4. Be wary of centralized risks, regulatory changes and counterfeit currency risks; 5. In summary, USDT is a good risk aversion and transitional asset. If you pursue stable returns, it should be combined with its use in financial management scenarios, rather than expecting its own appreciation.

Is USDC safe? What is the difference between USDC and USDT Is USDC safe? What is the difference between USDC and USDT Jul 15, 2025 pm 11:48 PM

USDC is safe. It is jointly issued by Circle and Coinbase. It is regulated by the US FinCEN. Its reserve assets are US dollar cash and US bonds. It is regularly audited independently, with high transparency. 1. USDC has strong compliance and is strictly regulated by the United States; 2. The reserve asset structure is clear, supported by cash and Treasury bonds; 3. The audit frequency is high and transparent; 4. It is widely accepted by institutions in many countries and is suitable for scenarios such as DeFi and compliant payments. In comparison, USDT is issued by Tether, with an offshore registration location, insufficient early disclosure, and reserves with low liquidity assets such as commercial paper. Although the circulation volume is large, the regulatory recognition is slightly low, and it is suitable for users who pay attention to liquidity. Both have their own advantages, and the choice should be determined based on the purpose and preferences of use.