


Is it possible to transfer money from Alipay to an international bank account?
Jul 03, 2025 am 12:53 AMYes, you can transfer money from Alipay to an international bank account, but not directly. 1. Use Alipay’s "Overseas Remittance" feature by linking to a supported international payment provider and providing recipient details such as SWIFT/BIC code. 2. Transfer funds from Alipay to a domestic Chinese bank account first, then initiate an international wire transfer through the bank. 3. Use third-party platforms like Wise or Western Union by topping up with Alipay and sending internationally, ensuring they accept Alipay as a funding source. Each method involves additional steps, fees, and requirements such as real-name verification or exchange rates.
Yes, you can transfer money from Alipay to an international bank account, but it's not a direct process. Alipay is primarily designed for use within China and doesn’t support direct international transfers to bank accounts. However, there are workarounds that allow you to send money overseas.

Use Alipay’s built-in international remittance service
Alipay has expanded some of its services internationally, including partnerships with certain platforms or banks. In some cases, you can use Alipay’s "Overseas Remittance" feature (if available in your app version).

- This function usually requires linking your Alipay account to a supported international payment provider.
- You may need to provide the recipient’s full name, bank name, SWIFT/BIC code, and bank address.
- Fees vary depending on the destination country and amount sent.
Keep in mind that this feature might only be available to users with verified real-name accounts and sufficient transaction history.
Transfer to a domestic bank account first, then send abroad
If the international transfer option isn’t available to you, a common alternative is:

- Transfer funds from Alipay to your Chinese bank account.
- Then initiate an international wire transfer through your bank.
This method works well if:
- You have a Chinese bank account linked to Alipay.
- You're okay with paying standard bank fees for the international transfer.
Make sure to check the exchange rate and any handling fees involved when moving money between Alipay and your bank.
Use a third-party platform like Wise or Western Union
Another way is to move money from Alipay to a third-party international money transfer service.
For example:
- Some platforms allow you to top up using Alipay as a funding source.
- Once the funds are in the third-party account, you can send them internationally at competitive exchange rates.
However, not all international platforms accept Alipay directly, so you’ll want to check what payment methods they support before proceeding.
In short, while Alipay doesn't offer straightforward international bank transfers, you can still get the job done using one of the above methods. It just takes a couple extra steps — nothing too complicated, but something to plan ahead for.
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