Yes, you can use Alipay to send money to India. Alipay supports international remittances through its “Overseas Remittance” feature, which works in collaboration with partners like Ria Money Transfer and Remitly. To send money, open the Alipay app, search for overseas remittance, select India as the recipient country, enter the transfer amount and recipient details, then confirm the transaction using your preferred payment method. However, not all Indian banks are supported, so check compatibility beforehand. Fees vary by partner and transfer amount, exchange rates fluctuate daily, and Alipay may not be the cheapest option—compare with services like Wise or Xoom. Additionally, there are daily and monthly transfer limits based on account verification level, so complete necessary verifications in advance to avoid delays. For large sums, consider alternative platforms.

Yes, you can use Alipay to send money to India, but there are some limitations and steps you need to be aware of. Alipay is primarily designed for use within China, but it does support international remittances through specific partnerships and features.

1. Supported Services for Sending Money Abroad

Alipay allows users to send money overseas through its “Overseas Remittance” feature. However, this service may not be directly accessible from the main app interface unless you're using certain versions or have linked accounts that qualify.

• The service often works in collaboration with international money transfer companies like Western Union or InstaReM.
• For India, Alipay has partnered with platforms such as Ria Money Transfer and Remitly, which enable transfers from China to Indian bank accounts.

If you’re trying to send money from mainland China, make sure your account meets the requirements for international transactions — including real-name verification and sufficient payment method setup.

2. How to Send Money to India via Alipay

To send money to India, follow these general steps:

• Open the Alipay app and search for “overseas remittance” or look under the "Transfer" section.
• Select the recipient’s country — in this case, India.
• Choose the amount you want to send and check the exchange rate and fees.
• Enter the recipient’s details, such as full name, address, bank name, and account number.
• Confirm and complete the transaction using your preferred payment method (e.g., balance, linked card, or bank transfer).

Keep in mind that not all banks in India are supported, so double-check if the recipient’s bank is on the list provided by the service you're using.

3. Fees and Exchange Rates

Transferring money internationally through Alipay isn't always the cheapest option.

• Fees vary depending on the partner platform and the amount sent.
• Exchange rates are usually competitive, but they can fluctuate daily.
• Always compare the total cost (fees exchange rate) with other services like Wise, Xoom, or traditional banks before sending.

Also, larger amounts might require additional verification steps or take longer to process.

4. Limits and Verification Requirements

There are daily and monthly limits on how much you can send abroad using Alipay.

• These limits depend on your account type and verification level.
• Basic accounts may only allow small transfers, while fully verified accounts can send more.
• You may need to upload identification documents or go through video verification for higher limits.

Make sure to complete all necessary verifications beforehand to avoid delays.

So yes, Alipay can be used to send money to India, but it’s best suited for smaller, urgent transfers when convenience matters more than cost. If you're sending a large sum, consider comparing Alipay with other platforms first.

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